Job Description

About Flowt:
Flowt is revolutionizing working capital financing for African startups through AI-powered, data-driven lending decisions. We provide fast, affordable financing to B2B-focused startups in agriculture, renewable energy, transportation, and manufacturing sectors across Africa.
Current Status: 
We have a functioning demo platform ( built on Bubble.io with integrated data collection and AWS cloud storage, ready for migration to a more scalable architecture.
Project Overview: 
We need an expert full-stack web developer to migrate our platform from no-code to a traditional development environment and build comprehensive loan management functionality with integrated banking APIs. This job will start off as an independent consultancy, but may lead to full-time employment in the future. 
Scope of Work
Platform Migration (Phase 1)

1. Environment Migration: Replicate our existing Bubble.io demo site in a scalable traditional coding environment (preferably Webflow or similar modern framework)


2. Feature Preservation: Maintain all current functionality including data collection forms, user authentication, and document upload capabilities


3. Performance Optimization: Improve site speed, scalability, and user experience beyond current no-code limitations

Responsive Design: Ensure seamless experience across desktop, tablet, and mobile devices
Loan Management System Development (Phase 2)
Build comprehensive loan disbursement and management functionality including:

Front-End Development

1. Borrower Dashboard: Intuitive interface for loan application tracking, document submission, and account management


2. Lender Dashboard: Administrative interface for loan approval, monitoring, and management


3. Transaction Monitoring: Real-time visibility into loan proceeds usage and repayment tracking


4. Reporting Interface: Financial dashboards and analytics for both borrowers and lenders

Back-End Development & API Integration

1. Choice Bank Integration: Full integration with Choice Bank APIs ( including:
   Automated sub-account creation for each approved borrower
   Real-time transaction monitoring and categorization
   Automated loan repayment debiting from borrower sub-accounts
   Account balance tracking and reporting


2. Payment Processing: Secure handling of loan disbursements and collections


3. Database Architecture: Robust data management for user accounts, loan records, and transaction history


4. Security Implementation: Bank-grade security protocols for financial data and API communications
   

What We're Looking For
Required Qualifications

1. Education: Computer Science degree or equivalent professional experience


2. Experience:
   5+ years full-stack web development experience
   Banking API integration experience (preferably African banking systems)
   Migration projects from no-code platforms to traditional development environments

Technical Skills:

1. Modern web frameworks (React, Vue.js, Angular, or similar)


2. Backend development (Node.js, Python, PHP, or similar)


3. Database management (PostgreSQL, MySQL, MongoDB)


4. API integration


5. Cloud services (AWS)

Security best practices for financial applications
Preferred Experience

1. Fintech Expertise: Lending platforms, payment processing, or financial management systems


2. African Market Knowledge: Understanding of African banking systems and regulatory requirements


3. Bubble.io Experience: Familiarity with the Bubble platform to assist in migration


4. Compliance Knowledge: Experience with financial data security standards

Performance Optimization: Experience scaling platforms for high transaction volumes
Technical Requirements
Platform Specifications-

1. Scalability: Architecture must support growing user base and transaction volume


2. Security: Bank-grade encryption and security protocols
   


3. Integration Ready: Built for seamless integration with existing AI risk assessment system


4. Mobile Responsive: Optimized for African mobile-first user base

Performance: Fast loading times even with slower internet connections
API Integration Details- 

1. Choice Bank API: Complete integration following their documentation


2. Real-time Processing: Immediate transaction monitoring and automated responses


3. Error Handling: Robust error management and fallback systems

Testing: Comprehensive testing in sandbox environment before production
Project Details

1. Collaboration: Available for meetings during 9 AM - 5 PM EAT (East Africa Time)

Location : Remote, with preference for Kenya
Project Details

1. Portfolio: 2-3 relevant fintech or financial platform projects with the final product created


2. Technical Approach: Your recommended tech stack and migration strategy
   API Experience: Specific examples of banking or financial API integrations you've completed


3. Security Credentials: Your approach to financial data security and compliance


4. Timeline & Milestones: Expected timeline to completion for each phase of the project


5. References: Contact information for previous fintech clients


6. Questions: Any clarifying questions about the scope or Choice Bank integration

Why Work With Us?

1. Impact: Help unlock financing for African startups driving economic growth


2. Innovation: Work with cutting-edge fintech technology in emerging markets


3. Growth Opportunity: Be part of our platform's evolution from demo to full-scale operation
   


4. Expert Collaboration: Work alongside our AI development team and technical advisors


5. Market Leadership: Help establish Flowt as a leader in African startup financing

Ready to build the future of African startup financing? Join us in creating a platform that empowers the next generation of African entrepreneurs!

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